Governance vs Management: Where Most SACCOs Get It Wrong
Many SACCOs face recurring challenges such as weak performance, internal conflicts, regulatory issues, and declining member trust. In most cases, these
Many SACCOs face recurring challenges such as weak performance, internal conflicts, regulatory issues, and declining member trust. In most cases, these
Successful SACCO growth factors are the reason why some SACCOs continue to grow, attract loyal members, and remain financially stable while
Many SACCOs struggle not because of poor ideas, but because of role confusion. Governance and management often overlap, creating conflict and
Risk management is a critical responsibility for every SACCO board member. As SACCOs grow in size and complexity, exposure to financial,
The SACCO sector is becoming more competitive each year. Members no longer join SACCOs only for savings and affordable loans. Instead,
Kenya’s SACCO industry is undergoing a major transformation in 2026 as institutions respond to technological change, regulatory pressure, and rising member
Kenya’s SACCO sub-sector continues to play a central role in financial inclusion. Over the past year, SACCOs remained resilient despite economic
In the world of SACCOs (Savings and Credit Cooperative Organizations), members often celebrate high dividends — and rightly so. After all,
Many SACCO members hear about audited accounts every year. However, few truly understand what they mean. Yet, audited accounts play a
Saving money requires trust, stability, and long-term assurance. Many Kenyans compare SACCOs and banks before committing their hard-earned income. While banks
In Kenya’s dynamic SACCO industry, regulation isn’t just about compliance—it’s about trust, protection, and sustainable growth. At the heart of this
In the world of savings and credit cooperatives (SACCOs), trust isn’t just important — it’s everything. Members rely on SACCOs to
The Growing Importance of SACCO RegulationSavings and credit cooperative organizations play a critical role in financial inclusion. Across Kenya, SACCOs support
Why SACCO Myths Matter Today Savings and credit cooperative organizations play a critical role in financial inclusion. However, many members continue
As Kenya’s financial landscape continues to evolve, Savings and Credit Cooperative Organizations (SACCOs) remain a powerful force for economic empowerment. While
Introduction: A Major Boost for the SACCO Movement Kenya’s SACCO industry has received a significant boost following public commendation from the