Course Overview
Credit Policy Oversight SACCO training is designed to empower board and committee members with the skills to manage and monitor SACCO lending practices effectively. The course focuses on minimizing default and delinquency risks, ensuring loan portfolio quality, and aligning lending decisions with long-term SACCO sustainability and regulatory compliance.
Objectives
By the end of the training, participants will be able to:
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Understand the board’s role in developing and enforcing credit policies
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Monitor the health and risk levels of the loan portfolio
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Align credit decisions with SACCO’s financial sustainability
Target Audience
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Credit and risk committee members
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Board members
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Supervisory committee members
Course Content
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Essential components of a SACCO credit policy
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Lending limits, member eligibility, and proper documentation
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Identifying delinquency metrics and early warning signs
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Diversifying loan portfolios and categorizing risks
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Ensuring compliance with credit-related regulations
Duration: 3 hours