Course Overview
This 3-hour course introduces SACCO board members to the fundamentals of Asset and Liability Management (ALM). It focuses on building financial resilience by managing liquidity and interest rate risks and maintaining balance sheet stability.
Objectives
By the end of this training, participants will be able to:
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Understand core ALM concepts in the SACCO context
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Monitor liquidity and capital adequacy effectively
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Support strategic financial planning and risk oversight
Key Content
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Matching assets and liabilities based on term and maturity
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Managing key risks: liquidity, interest rate, and concentration
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Tools for ALM: maturity gap analysis and stress testing
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Understanding ALCO (Asset-Liability Committee) roles and responsibilities
Target Audience
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Board Finance and Strategy Committees
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Executive Board Members
Duration
3 Hours